Our Privacy Policy

Privacy Policy

Effective Date: August 14, 2025

Company: Select Insurance Services LLC

Website: www.selectinsuranceservice.com

Email: support@selectinsuranceservice.com

1. Introduction

Select Insurance Services LLC ("we," "our," or "us") is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information, including Protected Health Information (PHI), in accordance with the Health Insurance Portability and Accountability Act (HIPAA) and applicable state laws in South Carolina, North Carolina, Tennessee, Florida, and Georgia.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, address, phone number, email, date of birth, Social Security number (if required for insurance purposes).

• Health Information: Medical history, prescription data, provider details, and other PHI necessary for insurance services.

• Usage Data: IP address, browser type, pages visited, and other analytics from our website.

3. How We Use Your Information

We use your information to:

• Provide insurance quotes and services

• Communicate with you about your coverage

• Assist with claims and policy updates

• Comply with legal and regulatory requirements

We do not sell your personal or health information to third parties.

4. HIPAA Compliance

We follow strict HIPAA guidelines to protect your PHI:

• All PHI is stored securely and accessed only by authorized personnel

• Electronic communications are encrypted where applicable

• We maintain administrative, technical, and physical safeguards to ensure confidentiality and integrity

5. Disclosure of Information

We may disclose your information:

• To insurance carriers and providers for coverage and claims

• To regulatory authorities as required by law

• To third-party service providers who assist in our operations, under strict confidentiality agreements

6. Your Rights

You have the right to:

• Access and request copies of your PHI

• Request corrections to your information

• Receive an accounting of disclosures

• File a complaint if you believe your privacy rights have been violated

To exercise these rights, contact us at support@selectinsuranceservice.com.

7. State-Specific Rights

Residents of SC, NC, TN, FL, and GA may have additional rights under state law, including:

• Enhanced protections for health data

• Specific requirements for breach notifications

• Rights to opt out of certain data sharing practices

We comply with all applicable state-specific privacy regulations.

8. Data Security

We implement industry-standard security measures to protect your data, including:

• Secure servers and firewalls

• Regular audits and staff training

• Limited access based on role and necessity

9. Cookies and Tracking

Our website may use cookies to enhance user experience and analyze traffic. You can manage cookie preferences through your browser settings.

10. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on our website with the updated effective date.

11. Contact Us

If you have questions or concerns about this Privacy Policy or your privacy rights, please contact:

Email: support@selectinsuranceservice.com